Call reports 2017
LONE STAR NATIONAL BANK — 2017
What LONE STAR NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,148,636,000 | 2,221,427,000 | 2,156,380,000 | 2,233,845,000 |
| Total loans | 1,187,735,000 | 1,195,274,000 | 1,190,354,000 | 1,183,095,000 |
| Allowance for loan losses | 23,140,000 | 22,258,000 | 22,326,000 | 21,960,000 |
| Securities available for sale | 675,742,000 | 651,545,000 | 633,940,000 | 650,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,780,406,000 | 1,857,342,000 | 1,812,659,000 | 1,945,215,000 |
| Interest-bearing deposits | 1,480,864,000 | 1,607,438,000 | 1,575,501,000 | 1,700,372,000 |
| Noninterest-bearing deposits | 299,542,000 | 249,904,000 | 237,158,000 | 244,843,000 |
| Equity capital | 247,088,000 | 253,382,000 | 255,585,000 | 244,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 19,610,000 | 39,503,000 | 59,880,000 | 80,935,000 |
| Interest expense | 2,837,000 | 5,887,000 | 9,077,000 | 12,084,000 |
| Net interest income | 16,773,000 | 33,616,000 | 50,803,000 | 68,851,000 |
| Noninterest income | 5,236,000 | 10,640,000 | 16,893,000 | 23,028,000 |
| Noninterest expense | 17,628,000 | 35,461,000 | 55,255,000 | 71,191,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,545,000 | 8,991,000 | 15,892,000 | 24,139,000 |
| Income tax | 1,120,000 | 2,276,000 | 4,957,000 | 12,706,000 |
| Net income | 3,425,000 | 6,715,000 | 10,935,000 | 11,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,041,000 | 248,200,000 | 252,460,000 | 242,946,000 |
| Total capital | 262,814,000 | 266,038,000 | 270,251,000 | 260,599,000 |
| Risk-weighted assets | 1,415,823,000 | 1,422,101,000 | 1,418,118,000 | 1,407,316,000 |