Call reports 2016
LONE STAR NATIONAL BANK — 2016
What LONE STAR NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,224,111,000 | 2,121,812,000 | 2,151,474,000 | 2,179,746,000 |
| Total loans | 1,126,930,000 | 1,150,468,000 | 1,155,522,000 | 1,194,010,000 |
| Allowance for loan losses | 25,194,000 | 25,603,000 | 24,629,000 | 23,272,000 |
| Securities available for sale | 733,570,000 | 751,208,000 | 724,803,000 | 692,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,878,954,000 | 1,779,591,000 | 1,760,158,000 | 1,830,442,000 |
| Interest-bearing deposits | 1,583,055,000 | 1,506,744,000 | 1,477,961,000 | 1,515,272,000 |
| Noninterest-bearing deposits | 295,899,000 | 272,847,000 | 282,197,000 | 315,170,000 |
| Equity capital | 261,613,000 | 258,251,000 | 260,375,000 | 249,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 19,172,000 | 38,613,000 | 57,880,000 | 77,240,000 |
| Interest expense | 2,762,000 | 5,484,000 | 8,189,000 | 10,985,000 |
| Net interest income | 16,410,000 | 33,129,000 | 49,691,000 | 66,255,000 |
| Noninterest income | 5,065,000 | 10,290,000 | 15,872,000 | 24,199,000 |
| Noninterest expense | 17,473,000 | 36,478,000 | 54,559,000 | 72,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,747,000 | 8,094,000 | 12,852,000 | 20,085,000 |
| Income tax | 1,271,000 | 2,028,000 | 3,218,000 | 5,264,000 |
| Net income | 3,476,000 | 6,066,000 | 9,634,000 | 14,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,103,000 | 239,734,000 | 243,345,000 | 248,574,000 |
| Total capital | 263,700,000 | 256,706,000 | 260,600,000 | 266,540,000 |
| Risk-weighted assets | 1,318,230,000 | 1,348,675,000 | 1,372,438,000 | 1,431,331,000 |