Call reports 2015
LONE STAR NATIONAL BANK — 2015
What LONE STAR NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,175,927,000 | 2,131,428,000 | 2,139,240,000 | 2,193,398,000 |
| Total loans | 1,216,430,000 | 1,200,078,000 | 1,165,167,000 | 1,142,629,000 |
| Allowance for loan losses | 28,284,000 | 26,338,000 | 26,170,000 | 25,405,000 |
| Securities available for sale | 609,267,000 | 638,846,000 | 659,568,000 | 691,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,845,992,000 | 1,801,411,000 | 1,804,106,000 | 1,861,236,000 |
| Interest-bearing deposits | 1,556,107,000 | 1,512,427,000 | 1,533,052,000 | 1,510,420,000 |
| Noninterest-bearing deposits | 289,885,000 | 288,984,000 | 271,054,000 | 350,816,000 |
| Equity capital | 244,121,000 | 242,857,000 | 249,930,000 | 250,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,143,000 | 40,752,000 | 60,478,000 | 79,936,000 |
| Interest expense | 3,171,000 | 6,189,000 | 9,002,000 | 11,777,000 |
| Net interest income | 16,972,000 | 34,563,000 | 51,476,000 | 68,159,000 |
| Noninterest income | 5,742,000 | 11,198,000 | 16,467,000 | 22,343,000 |
| Noninterest expense | 20,098,000 | 38,333,000 | 56,259,000 | 74,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,434,000 | 8,954,000 | 13,481,000 | 18,116,000 |
| Income tax | 1,300,000 | 2,864,000 | 4,040,000 | 5,309,000 |
| Net income | 2,134,000 | 6,090,000 | 9,441,000 | 12,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,865,000 | 236,821,000 | 240,172,000 | 243,583,000 |
| Total capital | 249,998,000 | 253,852,000 | 256,947,000 | 260,410,000 |
| Risk-weighted assets | 1,358,250,000 | 1,351,916,000 | 1,331,631,000 | 1,336,759,000 |