Call reports 2014
LONE STAR NATIONAL BANK — 2014
What LONE STAR NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,215,402,000 | 2,164,068,000 | 2,125,465,000 | 2,155,074,000 |
| Total loans | 1,281,938,000 | 1,262,178,000 | 1,218,689,000 | 1,225,389,000 |
| Allowance for loan losses | 29,971,000 | 29,713,000 | 28,814,000 | 28,436,000 |
| Securities available for sale | 377,237,000 | 350,569,000 | 340,793,000 | 622,698,000 |
| Securities held to maturity | 253,079,000 | 271,423,000 | 287,551,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,861,649,000 | 1,802,101,000 | 1,807,359,000 | 1,826,216,000 |
| Interest-bearing deposits | 1,614,198,000 | 1,560,753,000 | 1,533,424,000 | 1,539,396,000 |
| Noninterest-bearing deposits | 247,451,000 | 241,348,000 | 273,935,000 | 286,820,000 |
| Equity capital | 248,932,000 | 256,082,000 | 227,836,000 | 239,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,071,000 | 42,938,000 | 64,549,000 | 85,253,000 |
| Interest expense | 3,715,000 | 7,350,000 | 10,841,000 | 14,033,000 |
| Net interest income | 17,356,000 | 35,588,000 | 53,708,000 | 71,220,000 |
| Noninterest income | 5,173,000 | 10,085,000 | 14,012,000 | 21,834,000 |
| Noninterest expense | 17,581,000 | 35,113,000 | 53,338,000 | 74,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,993,000 | 10,707,000 | 14,556,000 | 19,328,000 |
| Income tax | 1,606,000 | 3,368,000 | 4,496,000 | 5,995,000 |
| Net income | 3,387,000 | 7,339,000 | 10,060,000 | 13,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,785,000 | 254,737,000 | 227,457,000 | 230,731,000 |
| Total capital | 267,542,000 | 271,248,000 | 243,574,000 | 246,825,000 |
| Risk-weighted assets | 1,326,440,000 | 1,306,844,000 | 1,275,606,000 | 1,274,222,000 |