Call reports 2013
LONE STAR NATIONAL BANK — 2013
What LONE STAR NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,096,284,000 | 2,100,076,000 | 2,135,511,000 | 2,210,619,000 |
| Total loans | 1,244,744,000 | 1,251,722,000 | 1,267,441,000 | 1,273,462,000 |
| Allowance for loan losses | 33,119,000 | 33,302,000 | 32,334,000 | 30,271,000 |
| Securities available for sale | 357,528,000 | 408,071,000 | 403,409,000 | 374,645,000 |
| Securities held to maturity | 270,230,000 | 261,495,000 | 249,965,000 | 243,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,743,513,000 | 1,758,032,000 | 1,787,560,000 | 1,864,414,000 |
| Interest-bearing deposits | 1,566,941,000 | 1,575,409,000 | 1,569,026,000 | 1,587,549,000 |
| Noninterest-bearing deposits | 176,572,000 | 182,623,000 | 218,534,000 | 276,865,000 |
| Equity capital | 240,303,000 | 237,714,000 | 242,642,000 | 243,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 21,773,000 | 42,983,000 | 65,340,000 | 87,103,000 |
| Interest expense | 4,055,000 | 8,019,000 | 11,931,000 | 15,763,000 |
| Net interest income | 17,718,000 | 34,964,000 | 53,409,000 | 71,340,000 |
| Noninterest income | 3,574,000 | 7,686,000 | 12,432,000 | 16,993,000 |
| Noninterest expense | 14,769,000 | 30,552,000 | 47,434,000 | 64,652,000 |
| Provision for loan losses | 750,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Pretax income | 6,304,000 | 11,641,000 | 18,025,000 | 23,593,000 |
| Income tax | 2,104,000 | 3,908,000 | 6,022,000 | 7,829,000 |
| Net income | 4,200,000 | 7,733,000 | 12,003,000 | 15,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,931,000 | 239,465,000 | 243,768,000 | 247,397,000 |
| Total capital | 252,101,000 | 255,906,000 | 260,306,000 | 263,996,000 |
| Risk-weighted assets | 1,275,746,000 | 1,297,482,000 | 1,306,310,000 | 1,313,438,000 |