Call reports 2012
LONE STAR NATIONAL BANK — 2012
What LONE STAR NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,130,544,000 | 2,112,496,000 | 2,086,533,000 | 2,117,190,000 |
| Total loans | 1,269,203,000 | 1,267,145,000 | 1,255,350,000 | 1,243,941,000 |
| Allowance for loan losses | 32,740,000 | 32,533,000 | 32,920,000 | 32,617,000 |
| Securities available for sale | 208,588,000 | 235,219,000 | 294,116,000 | 325,928,000 |
| Securities held to maturity | 296,711,000 | 278,889,000 | 265,568,000 | 260,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,764,865,000 | 1,753,215,000 | 1,738,007,000 | 1,770,843,000 |
| Interest-bearing deposits | 1,596,114,000 | 1,587,531,000 | 1,569,148,000 | 1,602,153,000 |
| Noninterest-bearing deposits | 168,751,000 | 165,684,000 | 168,859,000 | 168,690,000 |
| Equity capital | 223,260,000 | 227,686,000 | 232,845,000 | 236,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,827,000 | 45,814,000 | 68,495,000 | 90,277,000 |
| Interest expense | 5,182,000 | 10,095,000 | 14,829,000 | 19,146,000 |
| Net interest income | 17,645,000 | 35,719,000 | 53,666,000 | 71,131,000 |
| Noninterest income | 3,814,000 | 7,568,000 | 11,362,000 | 15,121,000 |
| Noninterest expense | 13,259,000 | 27,405,000 | 41,871,000 | 56,535,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 5,500,000 |
| Pretax income | 6,700,000 | 13,070,000 | 19,401,000 | 24,961,000 |
| Income tax | 2,275,000 | 4,412,000 | 6,542,000 | 8,402,000 |
| Net income | 4,425,000 | 8,658,000 | 12,859,000 | 16,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,597,000 | 223,834,000 | 228,035,000 | 231,732,000 |
| Total capital | 235,597,000 | 239,816,000 | 243,970,000 | 247,605,000 |
| Risk-weighted assets | 1,262,428,000 | 1,261,108,000 | 1,256,905,000 | 1,251,996,000 |