Call reports 2011
LONE STAR NATIONAL BANK — 2011
What LONE STAR NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,154,998,000 | 2,252,780,000 | 2,218,628,000 | 2,174,674,000 |
| Total loans | 1,219,694,000 | 1,228,336,000 | 1,238,780,000 | 1,255,657,000 |
| Allowance for loan losses | 27,625,000 | 29,578,000 | 30,244,000 | 31,112,000 |
| Securities available for sale | 356,306,000 | 428,783,000 | 234,020,000 | 144,018,000 |
| Securities held to maturity | 285,545,000 | 288,388,000 | 338,772,000 | 314,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,820,165,000 | 1,860,313,000 | 1,853,982,000 | 1,815,028,000 |
| Interest-bearing deposits | 1,667,972,000 | 1,704,994,000 | 1,695,144,000 | 1,644,389,000 |
| Noninterest-bearing deposits | 152,193,000 | 155,319,000 | 158,838,000 | 170,639,000 |
| Equity capital | 197,886,000 | 207,923,000 | 215,834,000 | 218,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 24,379,000 | 49,798,000 | 75,111,000 | 98,490,000 |
| Interest expense | 6,448,000 | 12,891,000 | 19,286,000 | 24,968,000 |
| Net interest income | 17,931,000 | 36,907,000 | 55,825,000 | 73,522,000 |
| Noninterest income | 4,116,000 | 7,135,000 | 9,539,000 | 13,476,000 |
| Noninterest expense | 13,138,000 | 26,261,000 | 39,149,000 | 52,512,000 |
| Provision for loan losses | 3,600,000 | 6,600,000 | 8,850,000 | 11,100,000 |
| Pretax income | 5,535,000 | 13,099,000 | 24,085,000 | 34,761,000 |
| Income tax | 1,806,000 | 4,293,000 | 8,122,000 | 11,870,000 |
| Net income | 3,729,000 | 8,806,000 | 15,963,000 | 22,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,287,000 | 200,924,000 | 208,242,000 | 215,168,000 |
| Total capital | 211,430,000 | 217,508,000 | 224,200,000 | 231,077,000 |
| Risk-weighted assets | 1,278,854,000 | 1,312,562,000 | 1,261,198,000 | 1,256,320,000 |