Call reports 2010
LONE STAR NATIONAL BANK — 2010
What LONE STAR NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,912,984,000 | 1,931,070,000 | 2,071,605,000 | 2,090,558,000 |
| Total loans | 1,188,816,000 | 1,212,384,000 | 1,222,755,000 | 1,227,398,000 |
| Allowance for loan losses | 22,668,000 | 21,852,000 | 23,615,000 | 25,262,000 |
| Securities available for sale | 253,385,000 | 326,636,000 | 279,779,000 | 387,108,000 |
| Securities held to maturity | 112,728,000 | 221,372,000 | 290,328,000 | 265,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,525,530,000 | 1,601,767,000 | 1,707,532,000 | 1,734,219,000 |
| Interest-bearing deposits | 1,384,675,000 | 1,455,230,000 | 1,539,303,000 | 1,588,501,000 |
| Noninterest-bearing deposits | 140,855,000 | 146,537,000 | 168,229,000 | 145,718,000 |
| Equity capital | 187,028,000 | 192,190,000 | 201,195,000 | 195,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 23,346,000 | 46,113,000 | 70,087,000 | 93,630,000 |
| Interest expense | 6,651,000 | 13,289,000 | 20,040,000 | 26,695,000 |
| Net interest income | 16,695,000 | 32,824,000 | 50,047,000 | 66,935,000 |
| Noninterest income | 3,983,000 | 7,591,000 | 11,834,000 | 15,630,000 |
| Noninterest expense | 12,060,000 | 24,471,000 | 37,750,000 | 51,448,000 |
| Provision for loan losses | 2,250,000 | 4,500,000 | 12,650,000 | 26,650,000 |
| Pretax income | 8,271,000 | 13,761,000 | 13,853,000 | 6,839,000 |
| Income tax | 2,864,000 | 4,764,000 | 4,759,000 | 2,313,000 |
| Net income | 5,407,000 | 8,997,000 | 9,094,000 | 4,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,385,000 | 185,989,000 | 196,099,000 | 191,545,000 |
| Total capital | 198,093,000 | 202,390,000 | 212,160,000 | 207,733,000 |
| Risk-weighted assets | 1,248,850,000 | 1,305,676,000 | 1,276,264,000 | 1,284,795,000 |