Call reports 2008
LONE STAR NATIONAL BANK — 2008
What LONE STAR NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,659,431,000 | 1,659,825,000 | 1,668,976,000 | 1,776,124,000 |
| Total loans | 1,063,447,000 | 1,092,931,000 | 1,108,723,000 | 1,160,879,000 |
| Allowance for loan losses | 16,257,000 | 16,283,000 | 17,720,000 | 18,230,000 |
| Securities available for sale | 376,182,000 | 326,775,000 | 316,691,000 | 362,668,000 |
| Securities held to maturity | 106,065,000 | 101,988,000 | 100,172,000 | 97,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,523,000 | 1,359,998,000 | 1,335,792,000 | 1,437,192,000 |
| Interest-bearing deposits | 1,230,912,000 | 1,238,493,000 | 1,223,641,000 | 1,322,063,000 |
| Noninterest-bearing deposits | 125,611,000 | 121,505,000 | 112,151,000 | 115,129,000 |
| Equity capital | 147,830,000 | 152,410,000 | 159,308,000 | 168,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 27,946,000 | 53,885,000 | 80,187,000 | 105,102,000 |
| Interest expense | 12,693,000 | 24,532,000 | 35,777,000 | 46,846,000 |
| Net interest income | 15,253,000 | 29,353,000 | 44,410,000 | 58,256,000 |
| Noninterest income | 2,807,000 | 5,764,000 | 9,532,000 | 12,816,000 |
| Noninterest expense | 9,843,000 | 19,120,000 | 29,250,000 | 39,610,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 6,600,000 | 10,900,000 |
| Pretax income | 6,746,000 | 13,827,000 | 19,070,000 | 22,156,000 |
| Income tax | 2,328,000 | 4,735,000 | 6,522,000 | 7,505,000 |
| Net income | 4,418,000 | 9,092,000 | 12,548,000 | 14,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,429,000 | 158,156,000 | 161,667,000 | 166,788,000 |
| Total capital | 161,445,000 | 172,393,000 | 176,005,000 | 181,841,000 |
| Risk-weighted assets | 1,118,181,000 | 1,136,013,000 | 1,142,983,000 | 1,200,381,000 |
Machine access — free, no API key
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