Call reports 2007
LONE STAR NATIONAL BANK — 2007
What LONE STAR NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,622,685,000 | 1,656,399,000 | 1,609,872,000 | 1,578,145,000 |
| Total loans | 968,137,000 | 1,020,385,000 | 1,047,109,000 | 1,047,998,000 |
| Allowance for loan losses | 14,950,000 | 15,633,000 | 15,540,000 | 16,032,000 |
| Securities available for sale | 388,028,000 | 300,947,000 | 268,225,000 | 270,346,000 |
| Securities held to maturity | 123,186,000 | 116,220,000 | 111,721,000 | 109,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,433,157,000 | 1,466,230,000 | 1,343,983,000 | 1,268,275,000 |
| Interest-bearing deposits | 1,295,221,000 | 1,331,627,000 | 1,210,409,000 | 1,148,333,000 |
| Noninterest-bearing deposits | 137,936,000 | 134,603,000 | 133,574,000 | 119,942,000 |
| Equity capital | 122,570,000 | 122,574,000 | 132,021,000 | 139,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 29,363,000 | 58,624,000 | 89,421,000 | 119,623,000 |
| Interest expense | 14,744,000 | 29,331,000 | 44,010,000 | 57,145,000 |
| Net interest income | 14,619,000 | 29,293,000 | 45,411,000 | 62,478,000 |
| Noninterest income | 3,126,000 | 6,478,000 | 9,756,000 | 12,946,000 |
| Noninterest expense | 9,477,000 | 18,906,000 | 28,635,000 | 38,575,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 6,350,000 |
| Pretax income | 6,768,000 | 13,907,000 | 22,376,000 | 31,391,000 |
| Income tax | 2,088,000 | 4,781,000 | 7,815,000 | 10,948,000 |
| Net income | 4,680,000 | 9,126,000 | 14,561,000 | 20,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,008,000 | 131,496,000 | 136,973,000 | 142,957,000 |
| Total capital | 139,933,000 | 145,055,000 | 150,809,000 | 156,849,000 |
| Risk-weighted assets | 1,031,168,000 | 1,081,858,000 | 1,104,362,000 | 1,108,328,000 |
Machine access — free, no API key
Every figure shown here about LONE STAR NATIONAL BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.