Call reports 2026
INDEPENDENT BANK — 2026
What INDEPENDENT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,551,229,000 | 5,656,124,000 |
| Total loans | 4,330,548,000 | 4,432,683,000 |
| Allowance for loan losses | 63,719,000 | 65,673,000 |
| Securities available for sale | 482,295,000 | 493,952,000 |
| Securities held to maturity | 301,099,000 | 287,666,000 |
| Trading assets | 0 | 0 |
| Total deposits | 4,943,011,000 | 4,929,167,000 |
| Interest-bearing deposits | 3,849,397,000 | 3,794,843,000 |
| Noninterest-bearing deposits | 1,093,614,000 | 1,134,324,000 |
| Equity capital | 497,636,000 | 515,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 66,281,000 | 133,708,000 |
| Interest expense | 18,637,000 | 37,350,000 |
| Net interest income | 47,644,000 | 96,358,000 |
| Noninterest income | 11,940,000 | 25,665,000 |
| Noninterest expense | 38,073,000 | 75,317,000 |
| Provision for loan losses | 540,000 | 2,861,000 |
| Pretax income | 21,123,000 | 45,111,000 |
| Income tax | 3,563,000 | 7,689,000 |
| Net income | 17,560,000 | 37,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 523,676,000 | 537,402,000 |
| Total capital | 581,090,000 | 596,228,000 |
| Risk-weighted assets | 4,581,437,000 | 4,693,512,000 |