Call report 2025Q4
INDEPENDENT BANK — 2025Q4
The 22 measures INDEPENDENT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,499,615,000 | USD | evidence → |
| Total loans | 4,288,974,000 | USD | evidence → |
| Allowance for loan losses | 63,445,000 | USD | evidence → |
| Securities available for sale | 495,909,000 | USD | evidence → |
| Securities held to maturity | 309,615,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,819,251,000 | USD | evidence → |
| Interest-bearing deposits | 3,730,766,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,088,485,000 | USD | evidence → |
| Equity capital | 490,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 270,313,000 | USD | evidence → |
| Interest expense | 85,682,000 | USD | evidence → |
| Net interest income | 184,631,000 | USD | evidence → |
| Noninterest income | 45,637,000 | USD | evidence → |
| Noninterest expense | 137,791,000 | USD | evidence → |
| Provision for loan losses | 5,676,000 | USD | evidence → |
| Pretax income | 86,162,000 | USD | evidence → |
| Income tax | 14,195,000 | USD | evidence → |
| Net income | 71,967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 513,500,000 | USD | evidence → |
| Total capital | 570,750,000 | USD | evidence → |
| Risk-weighted assets | 4,568,293,000 | USD | evidence → |