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Call reports 2002

INDEPENDENT BANK — 2002

What INDEPENDENT BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/748bbfd7-59f4-4e04-aa9d-81a679ff13cb/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets872,746,000917,352,000955,551,000964,266,000
Total loans603,723,000629,982,000668,427,000686,665,000
Allowance for loan losses7,097,0007,427,0007,450,0007,496,000
Securities available for sale199,987,000218,956,000201,941,000193,320,000
Securities held to maturity0000
Trading assets0000
Total deposits655,321,000667,139,000676,026,000681,723,000
Interest-bearing deposits586,213,000592,430,000591,567,000605,583,000
Noninterest-bearing deposits69,108,00074,709,00084,459,00076,140,000
Equity capital71,312,00074,029,00075,178,00077,543,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income15,016,00030,356,00046,137,00061,772,000
Interest expense5,999,00011,973,00017,918,00023,752,000
Net interest income9,017,00018,383,00028,219,00038,020,000
Noninterest income2,575,0005,432,0007,685,00011,357,000
Noninterest expense6,290,00012,989,00020,025,00027,873,000
Provision for loan losses187,000723,0001,010,0001,657,000
Pretax income5,062,00010,050,00015,180,00019,970,000
Income tax1,392,0002,734,0004,113,0005,342,000
Net income3,670,0007,316,00011,067,00014,628,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital61,891,00062,158,00061,408,00065,367,000
Total capital68,988,00069,585,00068,858,00072,863,000
Risk-weighted assets616,285,000626,238,000655,806,000665,393,000

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