Call reports 2025
FINANCIAL FEDERAL BANK — 2025
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,074,819,000 | 1,085,824,000 | 1,095,113,000 | 1,096,886,000 |
| Total loans | 1,038,013,000 | 1,041,968,000 | 1,047,893,000 | 1,052,186,000 |
| Allowance for loan losses | 8,069,000 | 8,433,000 | 8,992,000 | 7,599,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,987,000 | 809,495,000 | 840,833,000 | 873,690,000 |
| Interest-bearing deposits | 789,575,000 | 784,427,000 | 815,767,000 | 850,303,000 |
| Noninterest-bearing deposits | 24,412,000 | 25,068,000 | 25,066,000 | 23,387,000 |
| Equity capital | 104,650,000 | 105,877,000 | 107,286,000 | 107,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,923,000 | 32,329,000 | 49,120,000 | 65,996,000 |
| Interest expense | 10,600,000 | 21,231,000 | 31,724,000 | 41,897,000 |
| Net interest income | 5,323,000 | 11,098,000 | 17,396,000 | 24,099,000 |
| Noninterest income | 610,000 | 1,079,000 | 1,549,000 | 2,192,000 |
| Noninterest expense | 3,751,000 | 7,491,000 | 11,111,000 | 16,543,000 |
| Provision for loan losses | 125,000 | 525,000 | 1,095,000 | 1,695,000 |
| Pretax income | 2,057,000 | 4,361,000 | 7,109,000 | 8,423,000 |
| Income tax | 134,000 | 284,000 | 463,000 | 547,000 |
| Net income | 1,923,000 | 4,077,000 | 6,646,000 | 7,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,650,000 | 105,877,000 | 107,286,000 | 107,053,000 |