Call reports 2023
FINANCIAL FEDERAL BANK — 2023
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 897,989,000 | 917,158,000 | 950,455,000 | 978,825,000 |
| Total loans | 866,504,000 | 884,437,000 | 918,930,000 | 942,182,000 |
| Allowance for loan losses | 7,977,000 | 7,977,000 | 7,977,000 | 7,977,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,524,000 | 671,702,000 | 703,483,000 | 740,525,000 |
| Interest-bearing deposits | 632,425,000 | 640,506,000 | 671,285,000 | 709,048,000 |
| Noninterest-bearing deposits | 35,099,000 | 31,196,000 | 32,198,000 | 31,477,000 |
| Equity capital | 101,237,000 | 101,931,000 | 102,511,000 | 100,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,723,000 | 23,980,000 | 37,230,000 | 51,334,000 |
| Interest expense | 6,278,000 | 13,639,000 | 22,461,000 | 32,353,000 |
| Net interest income | 5,445,000 | 10,341,000 | 14,769,000 | 18,981,000 |
| Noninterest income | 583,000 | 1,042,000 | 1,512,000 | 1,893,000 |
| Noninterest expense | 3,169,000 | 6,343,000 | 9,525,000 | 15,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,859,000 | 5,040,000 | 6,756,000 | 5,632,000 |
| Income tax | 186,000 | 328,000 | 440,000 | 367,000 |
| Net income | 2,673,000 | 4,712,000 | 6,316,000 | 5,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,237,000 | 101,931,000 | 102,511,000 | 100,661,000 |