Call reports 2022
FINANCIAL FEDERAL BANK — 2022
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 818,973,000 | 818,805,000 | 837,383,000 | 891,834,000 |
| Total loans | 786,083,000 | 795,101,000 | 807,455,000 | 858,735,000 |
| Allowance for loan losses | 8,852,000 | 8,852,000 | 8,852,000 | 8,852,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,517,000 | 590,691,000 | 622,602,000 | 647,691,000 |
| Interest-bearing deposits | 608,910,000 | 554,404,000 | 584,534,000 | 615,784,000 |
| Noninterest-bearing deposits | 36,607,000 | 36,287,000 | 38,068,000 | 31,907,000 |
| Equity capital | 95,968,000 | 98,010,000 | 100,187,000 | 99,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,942,000 | 16,081,000 | 25,420,000 | 36,232,000 |
| Interest expense | 1,063,000 | 2,316,000 | 4,818,000 | 9,341,000 |
| Net interest income | 6,879,000 | 13,765,000 | 20,602,000 | 26,891,000 |
| Noninterest income | 842,000 | 1,571,000 | 2,296,000 | 3,035,000 |
| Noninterest expense | 3,210,000 | 6,388,000 | 9,412,000 | 15,388,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,511,000 | 8,948,000 | 13,486,000 | 14,538,000 |
| Income tax | 294,000 | 582,000 | 877,000 | 946,000 |
| Net income | 4,217,000 | 8,366,000 | 12,609,000 | 13,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,968,000 | 98,010,000 | 100,187,000 | 99,053,000 |
| Total capital | — | 106,862,000 | 109,039,000 | — |
| Risk-weighted assets | — | 777,896,000 | 788,205,000 | — |