Call reports 2021
FINANCIAL FEDERAL BANK — 2021
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 774,326,000 | 751,177,000 | 792,137,000 | 799,818,000 |
| Total loans | 750,835,000 | 725,821,000 | 769,772,000 | 776,512,000 |
| Allowance for loan losses | 8,675,000 | 8,781,000 | 8,787,000 | 8,857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,668,000 | 649,965,000 | 632,315,000 | 632,117,000 |
| Interest-bearing deposits | 605,782,000 | 616,603,000 | 599,023,000 | 597,733,000 |
| Noninterest-bearing deposits | 25,886,000 | 33,362,000 | 33,292,000 | 34,384,000 |
| Equity capital | 89,123,000 | 90,771,000 | 92,896,000 | 92,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,662,000 | 15,238,000 | 22,894,000 | 30,913,000 |
| Interest expense | 1,669,000 | 3,120,000 | 4,403,000 | 5,577,000 |
| Net interest income | 5,993,000 | 12,118,000 | 18,491,000 | 25,336,000 |
| Noninterest income | 1,885,000 | 3,001,000 | 4,117,000 | 5,166,000 |
| Noninterest expense | 3,350,000 | 6,559,000 | 9,771,000 | 15,780,000 |
| Provision for loan losses | 300,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | 4,228,000 | 8,160,000 | 12,437,000 | 14,322,000 |
| Income tax | 275,000 | 531,000 | 809,000 | 932,000 |
| Net income | 3,953,000 | 7,629,000 | 11,628,000 | 13,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,123,000 | 90,771,000 | 92,896,000 | 92,575,000 |