Call reports 2020
FINANCIAL FEDERAL BANK — 2020
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 657,544,000 | 704,588,000 | 733,692,000 | 767,153,000 |
| Total loans | 624,000,000 | 671,914,000 | 706,218,000 | 736,726,000 |
| Allowance for loan losses | 6,976,000 | 7,404,000 | 7,857,000 | 8,555,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,765,000 | 526,520,000 | 561,567,000 | 611,598,000 |
| Interest-bearing deposits | 488,212,000 | 504,035,000 | 539,734,000 | 584,803,000 |
| Noninterest-bearing deposits | 23,553,000 | 22,485,000 | 21,833,000 | 26,795,000 |
| Equity capital | 82,487,000 | 83,897,000 | 85,810,000 | 86,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,620,000 | 14,797,000 | 22,190,000 | 29,961,000 |
| Interest expense | 2,813,000 | 5,191,000 | 7,341,000 | 9,254,000 |
| Net interest income | 4,807,000 | 9,606,000 | 14,849,000 | 20,707,000 |
| Noninterest income | 1,310,000 | 3,464,000 | 5,398,000 | 7,721,000 |
| Noninterest expense | 2,987,000 | 6,416,000 | 9,572,000 | 14,894,000 |
| Provision for loan losses | 0 | 450,000 | 900,000 | 1,600,000 |
| Pretax income | 3,130,000 | 6,204,000 | 9,775,000 | 11,934,000 |
| Income tax | 204,000 | 404,000 | 636,000 | 777,000 |
| Net income | 2,926,000 | 5,800,000 | 9,139,000 | 11,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,487,000 | 83,897,000 | 85,810,000 | 86,165,000 |