Call reports 2019
FINANCIAL FEDERAL BANK — 2019
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 603,465,000 | 617,115,000 | 633,887,000 | 652,089,000 |
| Total loans | 580,644,000 | 595,014,000 | 609,157,000 | 625,976,000 |
| Allowance for loan losses | 6,919,000 | 6,923,000 | 6,965,000 | 6,969,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,992,000 | 467,013,000 | 480,677,000 | 476,287,000 |
| Interest-bearing deposits | 444,847,000 | 452,836,000 | 465,183,000 | 461,108,000 |
| Noninterest-bearing deposits | 14,145,000 | 14,177,000 | 15,494,000 | 15,179,000 |
| Equity capital | 77,632,000 | 78,789,000 | 80,110,000 | 80,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,126,000 | 14,562,000 | 22,234,000 | 29,876,000 |
| Interest expense | 2,875,000 | 5,974,000 | 9,177,000 | 12,273,000 |
| Net interest income | 4,251,000 | 8,588,000 | 13,057,000 | 17,603,000 |
| Noninterest income | 809,000 | 1,619,000 | 2,513,000 | 3,204,000 |
| Noninterest expense | 2,558,000 | 5,215,000 | 7,928,000 | 11,723,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,502,000 | 4,992,000 | 7,642,000 | 9,084,000 |
| Income tax | 163,000 | 326,000 | 498,000 | 592,000 |
| Net income | 2,339,000 | 4,666,000 | 7,144,000 | 8,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,632,000 | 78,789,000 | 80,110,000 | 80,231,000 |
| Total capital | 84,433,000 | 85,712,000 | 87,075,000 | 87,200,000 |
| Risk-weighted assets | 543,948,000 | 558,703,000 | 578,295,000 | 596,188,000 |