Call reports 2016
FINANCIAL FEDERAL BANK — 2016
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 463,057,000 | 478,875,000 | 478,242,000 | 486,071,000 |
| Total loans | 442,798,000 | 455,466,000 | 455,715,000 | 466,805,000 |
| Allowance for loan losses | 6,932,000 | 6,939,000 | 6,958,000 | 6,933,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,695,000 | 347,219,000 | 336,667,000 | 349,087,000 |
| Interest-bearing deposits | 307,580,000 | 341,473,000 | 329,615,000 | 341,398,000 |
| Noninterest-bearing deposits | 4,115,000 | 5,746,000 | 7,052,000 | 7,689,000 |
| Equity capital | 64,745,000 | 66,081,000 | 68,585,000 | 67,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,587,000 | 9,473,000 | 14,485,000 | 19,449,000 |
| Interest expense | 719,000 | 1,536,000 | 2,433,000 | 3,347,000 |
| Net interest income | 3,868,000 | 7,937,000 | 12,052,000 | 16,102,000 |
| Noninterest income | 722,000 | 1,801,000 | 4,366,000 | 5,039,000 |
| Noninterest expense | 2,203,000 | 4,719,000 | 7,404,000 | 10,955,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,387,000 | 5,019,000 | 9,014,000 | 10,186,000 |
| Income tax | 156,000 | 327,000 | 587,000 | 664,000 |
| Net income | 2,231,000 | 4,692,000 | 8,427,000 | 9,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,745,000 | 66,081,000 | 68,585,000 | 67,813,000 |
| Total capital | 69,998,000 | 71,413,000 | 73,849,000 | 73,256,000 |
| Risk-weighted assets | 418,534,000 | 424,930,000 | 419,398,000 | 433,918,000 |