Call reports 2015
FINANCIAL FEDERAL BANK — 2015
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 392,899,000 | 431,884,000 | 422,700,000 | 434,589,000 |
| Total loans | 369,670,000 | 410,872,000 | 402,409,000 | 413,499,000 |
| Allowance for loan losses | 6,867,000 | 7,161,000 | 6,912,000 | 6,887,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,769,000 | 280,566,000 | 267,360,000 | 296,795,000 |
| Interest-bearing deposits | 252,528,000 | 277,884,000 | 263,182,000 | 293,803,000 |
| Noninterest-bearing deposits | 2,241,000 | 2,682,000 | 4,178,000 | 2,992,000 |
| Equity capital | 60,802,000 | 61,842,000 | 62,926,000 | 63,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,901,000 | 7,961,000 | 12,270,000 | 16,734,000 |
| Interest expense | 486,000 | 1,024,000 | 1,604,000 | 2,221,000 |
| Net interest income | 3,415,000 | 6,937,000 | 10,666,000 | 14,513,000 |
| Noninterest income | 1,060,000 | 2,340,000 | 3,076,000 | 3,877,000 |
| Noninterest expense | 2,208,000 | 4,753,000 | 6,929,000 | 10,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,267,000 | 4,524,000 | 6,813,000 | 8,221,000 |
| Income tax | 149,000 | 297,000 | 446,000 | 538,000 |
| Net income | 2,118,000 | 4,227,000 | 6,367,000 | 7,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,802,000 | 61,842,000 | 62,926,000 | 63,186,000 |
| Total capital | 65,081,000 | 66,763,000 | 67,721,000 | 68,125,000 |
| Risk-weighted assets | 339,812,000 | 391,466,000 | 381,457,000 | 393,169,000 |