Call reports 2014
FINANCIAL FEDERAL BANK — 2014
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 349,967,000 | 363,290,000 | 363,054,000 | 369,706,000 |
| Total loans | 328,807,000 | 340,637,000 | 341,624,000 | 348,919,000 |
| Allowance for loan losses | 7,146,000 | 7,105,000 | 6,991,000 | 6,854,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,092,000 | 241,710,000 | 251,867,000 | 248,066,000 |
| Interest-bearing deposits | 219,447,000 | 239,850,000 | 249,597,000 | 245,983,000 |
| Noninterest-bearing deposits | 1,645,000 | 1,860,000 | 2,270,000 | 2,083,000 |
| Equity capital | 56,753,000 | 58,066,000 | 59,024,000 | 59,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,523,000 | 7,218,000 | 11,062,000 | 14,885,000 |
| Interest expense | 344,000 | 713,000 | 1,144,000 | 1,616,000 |
| Net interest income | 3,179,000 | 6,505,000 | 9,918,000 | 13,269,000 |
| Noninterest income | 633,000 | 1,444,000 | 2,406,000 | 3,387,000 |
| Noninterest expense | 2,066,000 | 4,156,000 | 6,337,000 | 9,546,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,701,000 | 3,748,000 | 5,942,000 | 7,065,000 |
| Income tax | 111,000 | 245,000 | 388,000 | 461,000 |
| Net income | 1,590,000 | 3,503,000 | 5,554,000 | 6,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,753,000 | 58,066,000 | 59,024,000 | 59,150,000 |
| Total capital | 60,656,000 | 62,172,000 | 63,202,000 | 63,453,000 |
| Risk-weighted assets | 308,989,000 | 325,461,000 | 331,420,000 | 341,700,000 |