Call reports 2013
FINANCIAL FEDERAL BANK — 2013
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 322,060,000 | 324,680,000 | 335,264,000 | 352,008,000 |
| Total loans | 300,248,000 | 305,567,000 | 314,421,000 | 320,631,000 |
| Allowance for loan losses | 7,634,000 | 7,979,000 | 7,872,000 | 7,274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,165,000 | 201,986,000 | 217,463,000 | 220,690,000 |
| Interest-bearing deposits | 217,443,000 | 201,071,000 | 216,467,000 | 219,753,000 |
| Noninterest-bearing deposits | 722,000 | 915,000 | 996,000 | 937,000 |
| Equity capital | 53,083,000 | 54,049,000 | 54,897,000 | 55,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,143,000 | 6,496,000 | 9,910,000 | 13,413,000 |
| Interest expense | 387,000 | 787,000 | 1,151,000 | 1,513,000 |
| Net interest income | 2,756,000 | 5,709,000 | 8,759,000 | 11,900,000 |
| Noninterest income | 1,193,000 | 2,158,000 | 2,940,000 | 3,909,000 |
| Noninterest expense | 2,150,000 | 4,199,000 | 6,272,000 | 9,188,000 |
| Provision for loan losses | 230,000 | 530,000 | 580,000 | 580,000 |
| Pretax income | 1,569,000 | 3,138,000 | 4,847,000 | 6,041,000 |
| Income tax | 102,000 | 205,000 | 316,000 | 394,000 |
| Net income | 1,467,000 | 2,933,000 | 4,531,000 | 5,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,083,000 | 54,049,000 | 54,897,000 | 55,463,000 |
| Total capital | 56,514,000 | 57,642,000 | 58,607,000 | 59,299,000 |
| Risk-weighted assets | 270,262,000 | 283,092,000 | 292,627,000 | 303,447,000 |