Call reports 2012
FINANCIAL FEDERAL BANK — 2012
What FINANCIAL FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 319,486,000 | 330,666,000 | 323,035,000 | 319,719,000 |
| Total loans | 304,848,000 | 309,645,000 | 301,420,000 | 295,604,000 |
| Allowance for loan losses | 9,345,000 | 8,715,000 | 8,987,000 | 7,926,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,068,000 | 216,351,000 | 226,233,000 | 233,894,000 |
| Interest-bearing deposits | 218,479,000 | 215,518,000 | 225,129,000 | 232,793,000 |
| Noninterest-bearing deposits | 589,000 | 833,000 | 1,104,000 | 1,101,000 |
| Equity capital | 49,484,000 | 50,159,000 | 51,350,000 | 51,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,422,000 | 6,848,000 | 10,372,000 | 13,910,000 |
| Interest expense | 650,000 | 1,292,000 | 1,962,000 | 2,509,000 |
| Net interest income | 2,772,000 | 5,556,000 | 8,410,000 | 11,401,000 |
| Noninterest income | 1,317,000 | 2,129,000 | 3,468,000 | 5,142,000 |
| Noninterest expense | 2,080,000 | 3,967,000 | 6,003,000 | 8,971,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 1,559,000 | 2,818,000 | 4,525,000 | 5,772,000 |
| Income tax | 103,000 | 185,000 | 296,000 | 377,000 |
| Net income | 1,456,000 | 2,633,000 | 4,229,000 | 5,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,484,000 | 50,159,000 | 51,350,000 | 51,850,000 |
| Total capital | 53,062,000 | 53,814,000 | 54,893,000 | 55,298,000 |
| Risk-weighted assets | 280,467,000 | 287,310,000 | 277,982,000 | 271,326,000 |