Call reports 2024
MARSHALL COUNTY STATE BANK — 2024
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 40,103,000 | 40,375,000 | 40,273,000 | 41,734,000 |
| Total loans | 13,128,000 | 13,442,000 | 13,993,000 | 14,361,000 |
| Allowance for loan losses | 329,000 | 330,000 | 330,000 | 331,000 |
| Securities available for sale | 8,277,000 | 10,222,000 | 10,330,000 | 10,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,456,000 | 33,509,000 | 33,087,000 | 34,869,000 |
| Interest-bearing deposits | 26,501,000 | 26,430,000 | 26,651,000 | 26,824,000 |
| Noninterest-bearing deposits | 6,955,000 | 7,079,000 | 6,436,000 | 8,045,000 |
| Equity capital | 6,483,000 | 6,667,000 | 6,957,000 | 6,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 988,000 | 1,531,000 | 2,088,000 |
| Interest expense | 182,000 | 375,000 | 574,000 | 777,000 |
| Net interest income | 262,000 | 613,000 | 957,000 | 1,311,000 |
| Noninterest income | 16,000 | 34,000 | 50,000 | 67,000 |
| Noninterest expense | 207,000 | 320,000 | 473,000 | 613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 327,000 | 534,000 | 765,000 |
| Income tax | 0 | 80,000 | 98,000 | 98,000 |
| Net income | 71,000 | 247,000 | 436,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,497,000 | 6,675,000 | 6,864,000 | 6,680,000 |
| Total capital | 6,633,000 | 6,814,000 | 7,010,000 | 6,831,000 |
| Risk-weighted assets | 10,700,000 | 10,994,000 | 11,565,000 | 11,907,000 |