Call reports 2023
MARSHALL COUNTY STATE BANK — 2023
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 36,885,000 | 38,172,000 | 38,188,000 | 39,164,000 |
| Total loans | 11,712,000 | 12,476,000 | 13,280,000 | 13,178,000 |
| Allowance for loan losses | 330,000 | 327,000 | 327,000 | 328,000 |
| Securities available for sale | 6,067,000 | 8,034,000 | 8,118,000 | 8,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,136,000 | 32,218,000 | 31,963,000 | 32,652,000 |
| Interest-bearing deposits | 23,435,000 | 24,692,000 | 23,921,000 | 25,210,000 |
| Noninterest-bearing deposits | 7,701,000 | 7,526,000 | 8,042,000 | 7,442,000 |
| Equity capital | 5,698,000 | 5,858,000 | 6,066,000 | 6,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 811,000 | 1,235,000 | 1,714,000 |
| Interest expense | 76,000 | 178,000 | 326,000 | 496,000 |
| Net interest income | 298,000 | 633,000 | 909,000 | 1,218,000 |
| Noninterest income | 22,000 | 42,000 | 62,000 | 79,000 |
| Noninterest expense | 152,000 | 359,000 | 510,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 316,000 | 461,000 | 659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 316,000 | 461,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,936,000 | 6,084,000 | 6,229,000 | 6,428,000 |
| Total capital | 6,055,000 | 6,211,000 | 6,366,000 | 6,563,000 |
| Risk-weighted assets | 9,386,000 | 10,007,000 | 10,803,000 | 10,652,000 |