Call reports 2022
MARSHALL COUNTY STATE BANK — 2022
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 38,376,000 | 39,375,000 | 39,271,000 | 39,217,000 |
| Total loans | 9,345,000 | 10,257,000 | 10,604,000 | 11,476,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 6,148,000 | 6,077,000 | 5,987,000 | 6,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,837,000 | 33,857,000 | 33,570,000 | 33,304,000 |
| Interest-bearing deposits | 25,022,000 | 25,479,000 | 25,116,000 | 24,591,000 |
| Noninterest-bearing deposits | 7,815,000 | 8,378,000 | 8,454,000 | 8,713,000 |
| Equity capital | 5,497,000 | 5,462,000 | 5,630,000 | 5,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 288,000 | 553,000 | 928,000 |
| Interest expense | 21,000 | 45,000 | 79,000 | 138,000 |
| Net interest income | 104,000 | 243,000 | 474,000 | 790,000 |
| Noninterest income | 18,000 | 39,000 | 172,000 | 192,000 |
| Noninterest expense | 134,000 | 277,000 | 394,000 | 503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | 5,000 | 252,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -12,000 | 5,000 | 252,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,691,000 | 5,708,000 | 5,955,000 | 6,183,000 |
| Total capital | 5,787,000 | 5,812,000 | 6,063,000 | 6,299,000 |
| Risk-weighted assets | 7,513,000 | 8,164,000 | 8,453,000 | 9,136,000 |