Call reports 2020
MARSHALL COUNTY STATE BANK — 2020
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 30,732,000 | 32,197,000 | 32,177,000 | 32,763,000 |
| Total loans | 6,858,000 | 7,089,000 | 6,914,000 | 6,823,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 9,958,000 | 7,911,000 | 6,841,000 | 6,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,588,000 | 26,085,000 | 26,395,000 | 27,019,000 |
| Interest-bearing deposits | 18,628,000 | 19,344,000 | 19,782,000 | 19,839,000 |
| Noninterest-bearing deposits | 5,960,000 | 6,741,000 | 6,613,000 | 7,180,000 |
| Equity capital | 6,093,000 | 6,049,000 | 5,700,000 | 5,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 328,000 | 459,000 | 582,000 |
| Interest expense | 36,000 | 65,000 | 90,000 | 113,000 |
| Net interest income | 159,000 | 263,000 | 369,000 | 469,000 |
| Noninterest income | 17,000 | 30,000 | 45,000 | 58,000 |
| Noninterest expense | 152,000 | 300,000 | 419,000 | 514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | -7,000 | -5,000 | 13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | -7,000 | -5,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,999,000 | 5,968,000 | 5,638,000 | 5,655,000 |
| Total capital | 6,075,000 | 6,043,000 | 5,713,000 | 5,730,000 |
| Risk-weighted assets | 5,855,000 | 5,814,000 | 5,781,000 | 5,817,000 |