Call reports 2019
MARSHALL COUNTY STATE BANK — 2019
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,317,000 | 33,460,000 | 31,804,000 | 32,880,000 |
| Total loans | 6,777,000 | 6,970,000 | 7,034,000 | 7,107,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 19,977,000 | 17,923,000 | 17,935,000 | 11,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,207,000 | 27,566,000 | 25,796,000 | 26,847,000 |
| Interest-bearing deposits | 20,332,000 | 21,643,000 | 19,828,000 | 20,450,000 |
| Noninterest-bearing deposits | 5,875,000 | 5,923,000 | 5,968,000 | 6,397,000 |
| Equity capital | 5,736,000 | 5,831,000 | 5,920,000 | 5,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 467,000 | 707,000 | 919,000 |
| Interest expense | 41,000 | 83,000 | 125,000 | 168,000 |
| Net interest income | 195,000 | 384,000 | 582,000 | 751,000 |
| Noninterest income | 16,000 | 29,000 | 59,000 | 81,000 |
| Noninterest expense | 127,000 | 267,000 | 395,000 | 514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 146,000 | 246,000 | 318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 146,000 | 246,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,742,000 | 5,803,000 | 5,903,000 | 5,975,000 |
| Total capital | 5,821,000 | 5,883,000 | 5,980,000 | 6,055,000 |
| Risk-weighted assets | 6,118,000 | 6,188,000 | 5,949,000 | 6,187,000 |