Call reports 2016
MARSHALL COUNTY STATE BANK — 2016
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 32,133,000 | 31,255,000 | 33,077,000 | 34,936,000 |
| Total loans | 10,765,000 | 10,425,000 | 10,325,000 | 10,015,000 |
| Allowance for loan losses | 346,000 | 346,000 | 346,000 | 346,000 |
| Securities available for sale | 7,841,000 | 8,042,000 | 7,012,000 | 10,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,430,000 | 25,446,000 | 27,186,000 | 29,282,000 |
| Interest-bearing deposits | 21,383,000 | 20,464,000 | 21,990,000 | 23,460,000 |
| Noninterest-bearing deposits | 5,047,000 | 4,982,000 | 5,196,000 | 5,822,000 |
| Equity capital | 5,668,000 | 5,468,000 | 5,534,000 | 5,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 367,000 | 546,000 | 724,000 |
| Interest expense | 17,000 | 32,000 | 47,000 | 63,000 |
| Net interest income | 169,000 | 335,000 | 499,000 | 661,000 |
| Noninterest income | 20,000 | 44,000 | 64,000 | 87,000 |
| Noninterest expense | 102,000 | 205,000 | 317,000 | 384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 174,000 | 246,000 | 364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 174,000 | 246,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,639,000 | 5,435,000 | 5,508,000 | 5,626,000 |
| Total capital | 5,770,000 | 5,560,000 | 5,634,000 | 5,763,000 |
| Risk-weighted assets | 10,304,000 | 9,790,000 | 9,914,000 | 10,803,000 |