Call reports 2015
MARSHALL COUNTY STATE BANK — 2015
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,748,000 | 33,516,000 | 32,949,000 | 33,382,000 |
| Total loans | 11,202,000 | 11,222,000 | 11,700,000 | 11,221,000 |
| Allowance for loan losses | 341,000 | 344,000 | 346,000 | 346,000 |
| Securities available for sale | 8,148,000 | 8,043,000 | 8,116,000 | 8,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,133,000 | 28,070,000 | 27,396,000 | 27,791,000 |
| Interest-bearing deposits | 21,714,000 | 23,105,000 | 22,523,000 | 22,385,000 |
| Noninterest-bearing deposits | 5,419,000 | 4,965,000 | 4,873,000 | 5,406,000 |
| Equity capital | 5,327,000 | 5,391,000 | 5,482,000 | 5,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 376,000 | 576,000 | 770,000 |
| Interest expense | 18,000 | 36,000 | 54,000 | 71,000 |
| Net interest income | 170,000 | 340,000 | 522,000 | 699,000 |
| Noninterest income | 21,000 | 46,000 | 72,000 | 96,000 |
| Noninterest expense | 113,000 | 230,000 | 351,000 | 439,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 9,000 |
| Pretax income | 75,000 | 150,000 | 234,000 | 347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 150,000 | 234,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,279,000 | 5,356,000 | 5,439,000 | 5,552,000 |
| Total capital | 5,409,000 | 5,488,000 | 5,581,000 | 5,694,000 |
| Risk-weighted assets | 10,235,000 | 10,359,000 | 11,165,000 | 11,164,000 |