Call reports 2012
MARSHALL COUNTY STATE BANK — 2012
What MARSHALL COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,590,000 | 27,432,000 | 27,784,000 | 33,927,000 |
| Total loans | 9,303,000 | 10,162,000 | 10,086,000 | 10,233,000 |
| Allowance for loan losses | 333,000 | 333,000 | 333,000 | 336,000 |
| Securities available for sale | 5,948,000 | 4,859,000 | 4,865,000 | 4,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,454,000 | 22,432,000 | 22,658,000 | 28,719,000 |
| Interest-bearing deposits | 18,743,000 | 19,018,000 | 18,584,000 | 24,357,000 |
| Noninterest-bearing deposits | 3,711,000 | 3,414,000 | 4,074,000 | 4,362,000 |
| Equity capital | 5,086,000 | 4,934,000 | 5,047,000 | 5,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 361,000 | 556,000 | 739,000 |
| Interest expense | 29,000 | 59,000 | 81,000 | 102,000 |
| Net interest income | 147,000 | 302,000 | 475,000 | 637,000 |
| Noninterest income | 21,000 | 46,000 | 68,000 | 89,000 |
| Noninterest expense | 121,000 | 236,000 | 357,000 | 459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 112,000 | 186,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 112,000 | 186,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,065,000 | 4,923,000 | 4,997,000 | 5,078,000 |
| Total capital | 5,188,000 | 5,066,000 | 5,135,000 | 5,226,000 |
| Risk-weighted assets | 9,633,000 | 11,257,000 | 10,876,000 | 11,646,000 |