Call reports 2020
SUSSER BANK — 2020
What SUSSER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,009,419,000 | 1,159,646,000 | 1,238,193,000 | 1,250,922,000 |
| Total loans | 802,640,000 | 958,526,000 | 940,526,000 | 930,656,000 |
| Allowance for loan losses | 6,429,000 | 7,930,000 | 9,426,000 | 9,835,000 |
| Securities available for sale | 0 | 0 | 0 | 27,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,230,000 | 891,146,000 | 977,683,000 | 968,364,000 |
| Interest-bearing deposits | 700,460,000 | 671,469,000 | 766,407,000 | 762,936,000 |
| Noninterest-bearing deposits | 127,770,000 | 219,677,000 | 211,276,000 | 205,428,000 |
| Equity capital | 139,201,000 | 143,275,000 | 146,649,000 | 149,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,740,000 | 26,945,000 | 39,340,000 | 51,048,000 |
| Interest expense | 3,723,000 | 6,639,000 | 8,874,000 | 10,690,000 |
| Net interest income | 9,017,000 | 20,306,000 | 30,466,000 | 40,358,000 |
| Noninterest income | 2,470,000 | 7,569,000 | 13,573,000 | 19,713,000 |
| Noninterest expense | 9,467,000 | 19,649,000 | 30,242,000 | 42,302,000 |
| Provision for loan losses | 2,492,000 | 3,992,000 | 5,492,000 | 5,942,000 |
| Pretax income | -472,000 | 4,234,000 | 8,305,000 | 11,827,000 |
| Income tax | -96,000 | 840,000 | 1,693,000 | 2,505,000 |
| Net income | -376,000 | 3,394,000 | 6,612,000 | 9,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,215,000 | 111,419,000 | 114,924,000 | 118,155,000 |
| Total capital | 113,669,000 | 119,374,000 | 124,234,000 | 127,495,000 |
| Risk-weighted assets | 843,509,000 | 777,001,000 | 744,673,000 | 746,698,000 |