Call reports 2016
SUSSER BANK — 2016
What SUSSER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 603,502,000 | 587,948,000 | 616,508,000 | 640,533,000 |
| Total loans | 544,640,000 | 532,019,000 | 554,089,000 | 583,042,000 |
| Allowance for loan losses | 6,804,000 | 7,129,000 | 7,414,000 | 7,788,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,855,000 | 446,678,000 | 473,157,000 | 468,093,000 |
| Interest-bearing deposits | 366,158,000 | 395,041,000 | 411,836,000 | 407,670,000 |
| Noninterest-bearing deposits | 48,697,000 | 51,637,000 | 61,321,000 | 60,423,000 |
| Equity capital | 55,394,000 | 56,459,000 | 57,302,000 | 60,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,837,000 | 16,093,000 | 24,249,000 | 32,498,000 |
| Interest expense | 837,000 | 1,870,000 | 2,927,000 | 4,031,000 |
| Net interest income | 7,000,000 | 14,223,000 | 21,322,000 | 28,467,000 |
| Noninterest income | 2,169,000 | 4,657,000 | 7,018,000 | 9,945,000 |
| Noninterest expense | 5,679,000 | 12,167,000 | 18,388,000 | 24,919,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 3,115,000 | 5,963,000 | 8,827,000 | 11,993,000 |
| Income tax | 1,074,000 | 2,056,000 | 3,078,000 | 4,204,000 |
| Net income | 2,041,000 | 3,907,000 | 5,749,000 | 7,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,394,000 | 56,459,000 | 57,302,000 | 60,842,000 |
| Total capital | 62,035,000 | 62,910,000 | 64,008,000 | 67,745,000 |
| Risk-weighted assets | 531,137,000 | 515,400,000 | 535,807,000 | 551,345,000 |