Call reports 2015
SUSSER BANK — 2015
What SUSSER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 495,919,000 | 497,369,000 | 540,665,000 | 575,144,000 |
| Total loans | 451,779,000 | 449,573,000 | 489,984,000 | 519,226,000 |
| Allowance for loan losses | 5,584,000 | 5,881,000 | 6,184,000 | 6,443,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,932,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,324,000 | 374,668,000 | 363,710,000 | 346,189,000 |
| Interest-bearing deposits | 333,649,000 | 337,670,000 | 321,000,000 | 300,512,000 |
| Noninterest-bearing deposits | 35,675,000 | 36,998,000 | 42,710,000 | 45,677,000 |
| Equity capital | 50,761,000 | 52,218,000 | 53,325,000 | 54,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,660,000 | 13,445,000 | 20,807,000 | 28,388,000 |
| Interest expense | 584,000 | 1,209,000 | 1,847,000 | 2,495,000 |
| Net interest income | 6,076,000 | 12,236,000 | 18,960,000 | 25,893,000 |
| Noninterest income | 2,713,000 | 5,988,000 | 8,958,000 | 11,086,000 |
| Noninterest expense | 5,405,000 | 11,289,000 | 17,467,000 | 23,125,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,084,000 | 6,636,000 | 9,852,000 | 12,955,000 |
| Income tax | 1,062,000 | 2,280,000 | 3,389,000 | 4,464,000 |
| Net income | 2,022,000 | 4,356,000 | 6,463,000 | 8,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,761,000 | 52,218,000 | 53,325,000 | 54,353,000 |
| Total capital | 56,170,000 | 57,618,000 | 59,242,000 | 60,634,000 |
| Risk-weighted assets | 432,554,000 | 431,501,000 | 473,140,000 | 502,353,000 |