Call reports 2014
SUSSER BANK — 2014
What SUSSER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 413,329,000 | 436,551,000 | 457,575,000 | 500,435,000 |
| Total loans | 372,095,000 | 393,233,000 | 410,695,000 | 448,696,000 |
| Allowance for loan losses | 5,136,000 | 5,179,000 | 5,262,000 | 5,357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,525,000 | 3,363,000 | 3,217,000 | 3,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,139,000 | 310,240,000 | 305,304,000 | 314,783,000 |
| Interest-bearing deposits | 271,217,000 | 276,550,000 | 266,649,000 | 279,349,000 |
| Noninterest-bearing deposits | 28,922,000 | 33,690,000 | 38,655,000 | 35,434,000 |
| Equity capital | 46,914,000 | 48,110,000 | 49,541,000 | 49,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,379,000 | 10,996,000 | 17,081,000 | 23,822,000 |
| Interest expense | 486,000 | 975,000 | 1,469,000 | 1,982,000 |
| Net interest income | 4,893,000 | 10,021,000 | 15,612,000 | 21,840,000 |
| Noninterest income | 3,070,000 | 6,061,000 | 8,865,000 | 11,712,000 |
| Noninterest expense | 6,149,000 | 11,704,000 | 17,058,000 | 22,675,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 1,714,000 | 4,178,000 | 7,119,000 | 10,477,000 |
| Income tax | 596,000 | 1,443,000 | 2,453,000 | 3,613,000 |
| Net income | 1,118,000 | 2,735,000 | 4,666,000 | 6,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,914,000 | 48,110,000 | 49,541,000 | 49,739,000 |
| Total capital | 51,142,000 | 52,587,000 | 54,282,000 | 54,842,000 |
| Risk-weighted assets | 337,360,000 | 357,482,000 | 378,783,000 | 407,993,000 |