Call reports 2013
SUSSER BANK — 2013
What SUSSER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 374,523,000 | 417,033,000 | 417,827,000 | 409,634,000 |
| Total loans | 335,361,000 | 372,900,000 | 376,288,000 | 347,563,000 |
| Allowance for loan losses | 4,032,000 | 4,363,000 | 4,766,000 | 5,030,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,383,000 | 4,111,000 | 3,883,000 | 3,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,624,000 | 325,118,000 | 353,755,000 | 347,524,000 |
| Interest-bearing deposits | 281,739,000 | 300,311,000 | 325,914,000 | 319,233,000 |
| Noninterest-bearing deposits | 27,885,000 | 24,807,000 | 27,841,000 | 28,291,000 |
| Equity capital | 32,855,000 | 38,853,000 | 44,702,000 | 45,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,878,000 | 10,403,000 | 16,226,000 | 21,701,000 |
| Interest expense | 567,000 | 1,192,000 | 1,872,000 | 2,603,000 |
| Net interest income | 4,311,000 | 9,211,000 | 14,354,000 | 19,098,000 |
| Noninterest income | 4,519,000 | 9,002,000 | 13,072,000 | 17,095,000 |
| Noninterest expense | 6,788,000 | 14,329,000 | 21,830,000 | 28,644,000 |
| Provision for loan losses | 423,000 | 823,000 | 1,223,000 | 1,490,000 |
| Pretax income | 1,596,000 | 3,032,000 | 4,344,000 | 6,030,000 |
| Income tax | 554,000 | 1,056,000 | 1,519,000 | 2,111,000 |
| Net income | 1,042,000 | 1,976,000 | 2,825,000 | 3,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,840,000 | 38,853,000 | 44,702,000 | 45,796,000 |
| Total capital | 36,328,000 | 42,771,000 | 48,782,000 | 49,772,000 |
| Risk-weighted assets | 278,517,000 | 313,005,000 | 325,684,000 | 317,036,000 |