Call reports 2012
SUSSER BANK — 2012
What SUSSER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 240,857,000 | 261,786,000 | 309,643,000 | 334,303,000 |
| Total loans | 212,856,000 | 237,912,000 | 277,440,000 | 305,181,000 |
| Allowance for loan losses | 2,503,000 | 2,991,000 | 3,292,000 | 3,596,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,420,000 | 5,195,000 | 4,883,000 | 4,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,014,000 | 223,535,000 | 239,707,000 | 264,744,000 |
| Interest-bearing deposits | 194,025,000 | 202,591,000 | 216,023,000 | 241,858,000 |
| Noninterest-bearing deposits | 19,989,000 | 20,944,000 | 23,684,000 | 22,886,000 |
| Equity capital | 25,678,000 | 29,099,000 | 30,402,000 | 31,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,664,000 | 7,428,000 | 11,588,000 | 16,124,000 |
| Interest expense | 432,000 | 886,000 | 1,367,000 | 1,888,000 |
| Net interest income | 3,232,000 | 6,542,000 | 10,221,000 | 14,236,000 |
| Noninterest income | 2,823,000 | 6,533,000 | 11,672,000 | 17,049,000 |
| Noninterest expense | 4,322,000 | 9,442,000 | 15,864,000 | 22,746,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,300,000 | 1,600,000 |
| Pretax income | 1,108,000 | 2,457,000 | 4,450,000 | 6,609,000 |
| Income tax | 385,000 | 853,000 | 1,543,000 | 2,291,000 |
| Net income | 723,000 | 1,604,000 | 2,907,000 | 4,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,678,000 | 29,099,000 | 30,401,000 | 31,808,000 |
| Total capital | 27,906,000 | 31,632,000 | 33,357,000 | 34,983,000 |
| Risk-weighted assets | 177,964,000 | 202,204,000 | 236,128,000 | 253,540,000 |