Call reports 2018
1ST STATE BANK OF MASON CITY — 2018
What 1ST STATE BANK OF MASON CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 27,941,000 | 27,626,000 | 26,397,000 | 26,894,000 |
| Total loans | 9,769,000 | 10,084,000 | 10,354,000 | 9,636,000 |
| Allowance for loan losses | 124,000 | 124,000 | 140,000 | 116,000 |
| Securities available for sale | 10,119,000 | 9,999,000 | 10,460,000 | 10,931,000 |
| Securities held to maturity | 369,000 | 348,000 | 318,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,458,000 | 24,090,000 | 22,913,000 | 23,231,000 |
| Interest-bearing deposits | 19,307,000 | 18,809,000 | 18,160,000 | 18,220,000 |
| Noninterest-bearing deposits | 5,151,000 | 5,281,000 | 4,753,000 | 5,011,000 |
| Equity capital | 3,453,000 | 3,501,000 | 3,472,000 | 3,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 439,000 | 664,000 | 883,000 |
| Interest expense | 23,000 | 46,000 | 72,000 | 98,000 |
| Net interest income | 192,000 | 393,000 | 592,000 | 785,000 |
| Noninterest income | 22,000 | 49,000 | 72,000 | 96,000 |
| Noninterest expense | 134,000 | 271,000 | 408,000 | 561,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 90,000 |
| Pretax income | 83,000 | 174,000 | 244,000 | 233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 174,000 | 244,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,728,000 | 3,801,000 | 3,872,000 | 3,851,000 |
| Total capital | 3,852,000 | 3,925,000 | 4,012,000 | 3,967,000 |
| Risk-weighted assets | 11,831,000 | 12,498,000 | 12,100,000 | 11,640,000 |