Call reports 2012
1ST STATE BANK OF MASON CITY — 2012
What 1ST STATE BANK OF MASON CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,159,000 | 27,754,000 | 28,174,000 | 28,098,000 |
| Total loans | 11,870,000 | 12,073,000 | 12,336,000 | 12,304,000 |
| Allowance for loan losses | 120,000 | 121,000 | 121,000 | 132,000 |
| Securities available for sale | 6,460,000 | 8,398,000 | 8,246,000 | 6,679,000 |
| Securities held to maturity | 2,776,000 | 2,550,000 | 2,310,000 | 2,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,925,000 | 24,424,000 | 24,736,000 | 24,632,000 |
| Interest-bearing deposits | 21,734,000 | 20,880,000 | 20,673,000 | 20,594,000 |
| Noninterest-bearing deposits | 4,191,000 | 3,545,000 | 4,063,000 | 4,039,000 |
| Equity capital | 3,196,000 | 3,291,000 | 3,417,000 | 3,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 464,000 | 695,000 | 918,000 |
| Interest expense | 47,000 | 91,000 | 133,000 | 173,000 |
| Net interest income | 189,000 | 373,000 | 562,000 | 745,000 |
| Noninterest income | 20,000 | 52,000 | 78,000 | 100,000 |
| Noninterest expense | 131,000 | 257,000 | 387,000 | 536,000 |
| Provision for loan losses | 47,000 | 47,000 | 47,000 | 57,000 |
| Pretax income | 31,000 | 121,000 | 206,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 121,000 | 206,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,101,000 | 3,191,000 | 3,265,000 | 3,316,000 |
| Total capital | 3,221,000 | 3,312,000 | 3,386,000 | 3,448,000 |
| Risk-weighted assets | 13,363,000 | 12,960,000 | 13,253,000 | 13,314,000 |