Call reports 2011
1ST STATE BANK OF MASON CITY — 2011
What 1ST STATE BANK OF MASON CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,847,000 | 26,340,000 | 26,184,000 | 24,944,000 |
| Total loans | 12,173,000 | 12,372,000 | 12,760,000 | 13,280,000 |
| Allowance for loan losses | 89,000 | 97,000 | 104,000 | 116,000 |
| Securities available for sale | 4,708,000 | 6,125,000 | 6,297,000 | 6,190,000 |
| Securities held to maturity | 3,886,000 | 3,559,000 | 3,256,000 | 3,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,765,000 | 23,132,000 | 22,839,000 | 21,568,000 |
| Interest-bearing deposits | 20,700,000 | 19,931,000 | 19,893,000 | 18,885,000 |
| Noninterest-bearing deposits | 3,065,000 | 3,202,000 | 2,946,000 | 2,683,000 |
| Equity capital | 3,034,000 | 3,171,000 | 3,319,000 | 3,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 498,000 | 749,000 | 994,000 |
| Interest expense | 68,000 | 132,000 | 190,000 | 243,000 |
| Net interest income | 184,000 | 366,000 | 559,000 | 751,000 |
| Noninterest income | 30,000 | 63,000 | 91,000 | 120,000 |
| Noninterest expense | 138,000 | 269,000 | 395,000 | 544,000 |
| Provision for loan losses | 8,000 | 15,000 | 28,000 | 48,000 |
| Pretax income | 68,000 | 145,000 | 227,000 | 279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 145,000 | 227,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,026,000 | 3,102,000 | 3,183,000 | 3,236,000 |
| Total capital | 3,115,000 | 3,199,000 | 3,287,000 | 3,352,000 |
| Risk-weighted assets | 13,404,000 | 13,297,000 | 13,604,000 | 13,655,000 |