Call reports 2019
STATE BANK OF CHERRY — 2019
What STATE BANK OF CHERRY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 87,108,000 | 87,889,000 | 90,673,000 | 89,711,000 |
| Total loans | 59,545,000 | 61,593,000 | 61,442,000 | 63,034,000 |
| Allowance for loan losses | 662,000 | 685,000 | 729,000 | 763,000 |
| Securities available for sale | 15,137,000 | 15,815,000 | 15,886,000 | 15,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,819,000 | 75,166,000 | 77,638,000 | 76,784,000 |
| Interest-bearing deposits | 62,540,000 | 63,100,000 | 64,857,000 | 63,365,000 |
| Noninterest-bearing deposits | 12,279,000 | 12,066,000 | 12,781,000 | 13,419,000 |
| Equity capital | 12,172,000 | 12,574,000 | 12,850,000 | 12,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,783,000 | 2,714,000 | 3,639,000 |
| Interest expense | 110,000 | 228,000 | 352,000 | 479,000 |
| Net interest income | 754,000 | 1,555,000 | 2,362,000 | 3,160,000 |
| Noninterest income | 26,000 | 83,000 | 112,000 | 139,000 |
| Noninterest expense | 433,000 | 909,000 | 1,371,000 | 1,872,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 308,000 | 657,000 | 996,000 | 1,287,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 305,000 | 651,000 | 987,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,161,000 | 12,350,000 | 12,529,000 | 12,493,000 |
| Total capital | 12,823,000 | 13,035,000 | 13,258,000 | 13,256,000 |
| Risk-weighted assets | 62,464,000 | 63,590,000 | 65,009,000 | 66,663,000 |