Call reports 2012
STATE BANK OF CHERRY — 2012
What STATE BANK OF CHERRY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,192,000 | 91,378,000 | 88,647,000 | 95,602,000 |
| Total loans | 27,696,000 | 27,563,000 | 27,548,000 | 30,449,000 |
| Allowance for loan losses | 482,000 | 491,000 | 501,000 | 401,000 |
| Securities available for sale | 60,296,000 | 60,422,000 | 58,383,000 | 55,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,894,000 | 80,873,000 | 77,977,000 | 85,111,000 |
| Interest-bearing deposits | 73,829,000 | 72,297,000 | 69,848,000 | 67,274,000 |
| Noninterest-bearing deposits | 9,065,000 | 8,576,000 | 8,129,000 | 17,837,000 |
| Equity capital | 10,149,000 | 10,324,000 | 10,463,000 | 10,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,461,000 | 2,168,000 | 2,844,000 |
| Interest expense | 157,000 | 304,000 | 440,000 | 564,000 |
| Net interest income | 579,000 | 1,157,000 | 1,728,000 | 2,280,000 |
| Noninterest income | 26,000 | 48,000 | 74,000 | 98,000 |
| Noninterest expense | 358,000 | 715,000 | 1,076,000 | 1,407,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 238,000 | 472,000 | 699,000 | 935,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | 235,000 | 465,000 | 689,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,250,000 | 9,321,000 | 9,417,000 | 9,524,000 |
| Total capital | 9,649,000 | 9,714,000 | 9,803,000 | 9,925,000 |
| Risk-weighted assets | 31,744,000 | 31,397,000 | 30,916,000 | 34,599,000 |