Call reports 2011
STATE BANK OF CHERRY — 2011
What STATE BANK OF CHERRY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,794,000 | 89,488,000 | 86,645,000 | 86,646,000 |
| Total loans | 30,061,000 | 29,924,000 | 29,843,000 | 31,029,000 |
| Allowance for loan losses | 429,000 | 439,000 | 449,000 | 472,000 |
| Securities available for sale | 54,520,000 | 56,189,000 | 52,514,000 | 54,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,156,000 | 79,372,000 | 76,366,000 | 75,574,000 |
| Interest-bearing deposits | 72,799,000 | 71,596,000 | 68,751,000 | 68,123,000 |
| Noninterest-bearing deposits | 7,357,000 | 7,776,000 | 7,615,000 | 7,451,000 |
| Equity capital | 9,457,000 | 9,890,000 | 10,052,000 | 10,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,639,000 | 2,441,000 | 3,216,000 |
| Interest expense | 229,000 | 438,000 | 628,000 | 798,000 |
| Net interest income | 583,000 | 1,201,000 | 1,813,000 | 2,418,000 |
| Noninterest income | 26,000 | 53,000 | 77,000 | 98,000 |
| Noninterest expense | 356,000 | 708,000 | 1,054,000 | 1,405,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 50,000 |
| Pretax income | 246,000 | 530,000 | 811,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 530,000 | 811,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,840,000 | 8,965,000 | 9,087,000 | 9,183,000 |
| Total capital | 9,248,000 | 9,371,000 | 9,497,000 | 9,602,000 |
| Risk-weighted assets | 32,620,000 | 32,485,000 | 32,749,000 | 33,432,000 |