Call reports 2021
VIRGINIA PARTNERS BANK — 2021
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 582,519,000 | 593,402,000 | 610,885,000 | 624,283,000 |
| Total loans | 422,365,000 | 422,582,000 | 418,229,000 | 416,001,000 |
| Allowance for loan losses | 2,240,000 | 2,723,000 | 3,143,000 | 3,348,000 |
| Securities available for sale | 57,630,000 | 60,581,000 | 56,536,000 | 63,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,232,000 | 509,175,000 | 525,350,000 | 539,553,000 |
| Interest-bearing deposits | 344,406,000 | 352,469,000 | 360,599,000 | 370,912,000 |
| Noninterest-bearing deposits | 155,826,000 | 156,706,000 | 164,751,000 | 168,641,000 |
| Equity capital | 55,448,000 | 56,342,000 | 57,177,000 | 56,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,311,000 | 11,250,000 | 17,099,000 | 22,615,000 |
| Interest expense | 983,000 | 1,890,000 | 2,756,000 | 3,550,000 |
| Net interest income | 4,328,000 | 9,360,000 | 14,343,000 | 19,065,000 |
| Noninterest income | 1,304,000 | 2,529,000 | 3,697,000 | 4,572,000 |
| Noninterest expense | 4,049,000 | 8,153,000 | 12,453,000 | 17,639,000 |
| Provision for loan losses | 540,000 | 1,098,000 | 1,518,000 | 1,723,000 |
| Pretax income | 1,057,000 | 2,658,000 | 4,089,000 | 4,300,000 |
| Income tax | 207,000 | 558,000 | 870,000 | 735,000 |
| Net income | 665,000 | 1,791,000 | 2,793,000 | 3,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,935,000 | 51,789,000 | 52,703,000 | 52,844,000 |
| Total capital | 53,175,000 | 54,512,000 | 55,846,000 | 56,192,000 |
| Risk-weighted assets | 431,760,000 | 446,896,000 | 451,900,000 | 467,645,000 |