Call reports 2019
VIRGINIA PARTNERS BANK — 2019
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 429,911,000 | 436,996,000 | 441,805,000 | 455,306,000 |
| Total loans | 333,511,000 | 335,061,000 | 349,678,000 | 367,074,000 |
| Allowance for loan losses | 4,095,000 | 4,096,000 | 4,282,000 | 241,000 |
| Securities available for sale | 71,941,000 | 69,962,000 | 66,818,000 | 49,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,705,000 | 334,484,000 | 339,775,000 | 347,268,000 |
| Interest-bearing deposits | 277,243,000 | 272,659,000 | 276,094,000 | 288,735,000 |
| Noninterest-bearing deposits | 56,462,000 | 61,826,000 | 63,681,000 | 58,533,000 |
| Equity capital | 44,884,000 | 46,697,000 | 47,447,000 | 53,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,688,000 | 9,495,000 | 14,366,000 | 2,643,000 |
| Interest expense | 1,217,000 | 2,507,000 | 3,838,000 | 636,000 |
| Net interest income | 3,471,000 | 6,988,000 | 10,528,000 | 2,007,000 |
| Noninterest income | 417,000 | 1,081,000 | 2,057,000 | 394,000 |
| Noninterest expense | 3,066,000 | 6,032,000 | 9,307,000 | 1,590,000 |
| Provision for loan losses | 85,000 | 85,000 | 271,000 | 241,000 |
| Pretax income | 737,000 | 1,952,000 | 3,007,000 | 580,000 |
| Income tax | 211,000 | 491,000 | 721,000 | 118,000 |
| Net income | 545,000 | 1,429,000 | 2,170,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,239,000 | 47,179,000 | 48,008,000 | 46,881,000 |
| Total capital | 50,334,000 | 51,275,000 | 52,290,000 | 47,122,000 |
| Risk-weighted assets | 343,810,000 | 348,166,000 | 366,057,000 | 377,871,000 |