Call reports 2018
VIRGINIA PARTNERS BANK — 2018
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 412,679,000 | 417,320,000 | 420,060,000 | 420,672,000 |
| Total loans | 301,178,000 | 317,538,000 | 325,142,000 | 325,303,000 |
| Allowance for loan losses | 3,705,000 | 3,915,000 | 3,982,000 | 4,010,000 |
| Securities available for sale | 83,484,000 | 79,728,000 | 75,809,000 | 73,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,253,000 | 349,569,000 | 344,795,000 | 330,740,000 |
| Interest-bearing deposits | 289,740,000 | 296,072,000 | 288,619,000 | 273,888,000 |
| Noninterest-bearing deposits | 52,513,000 | 53,497,000 | 56,176,000 | 56,852,000 |
| Equity capital | 39,753,000 | 40,493,000 | 40,971,000 | 43,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,038,000 | 8,393,000 | 12,987,000 | 17,645,000 |
| Interest expense | 870,000 | 1,795,000 | 2,794,000 | 3,921,000 |
| Net interest income | 3,168,000 | 6,598,000 | 10,193,000 | 13,724,000 |
| Noninterest income | 336,000 | 737,000 | 1,235,000 | 1,788,000 |
| Noninterest expense | 2,821,000 | 5,687,000 | 8,680,000 | 11,865,000 |
| Provision for loan losses | 100,000 | 313,000 | 380,000 | 409,000 |
| Pretax income | 583,000 | 1,322,000 | 2,347,000 | 3,217,000 |
| Income tax | 113,000 | 253,000 | 459,000 | 599,000 |
| Net income | 493,000 | 1,106,000 | 1,934,000 | 2,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,958,000 | 42,865,000 | 43,690,000 | 45,708,000 |
| Total capital | 45,663,000 | 46,780,000 | 47,672,000 | 49,718,000 |
| Risk-weighted assets | 311,679,000 | 326,947,000 | 332,390,000 | 332,646,000 |