Call reports 2017
VIRGINIA PARTNERS BANK — 2017
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 374,038,000 | 373,242,000 | 380,422,000 | 379,476,000 |
| Total loans | 260,100,000 | 267,811,000 | 276,052,000 | 290,819,000 |
| Allowance for loan losses | 3,247,000 | 3,302,000 | 3,416,000 | 3,604,000 |
| Securities available for sale | 90,686,000 | 80,920,000 | 82,773,000 | 67,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,640,000 | 297,869,000 | 310,788,000 | 313,229,000 |
| Interest-bearing deposits | 255,448,000 | 254,931,000 | 264,448,000 | 265,888,000 |
| Noninterest-bearing deposits | 43,192,000 | 42,938,000 | 46,340,000 | 47,341,000 |
| Equity capital | 35,409,000 | 36,318,000 | 36,675,000 | 35,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,567,000 | 7,225,000 | 11,042,000 | 14,930,000 |
| Interest expense | 700,000 | 1,475,000 | 2,315,000 | 3,167,000 |
| Net interest income | 2,867,000 | 5,750,000 | 8,727,000 | 11,763,000 |
| Noninterest income | 167,000 | 308,000 | 492,000 | 634,000 |
| Noninterest expense | 2,353,000 | 4,806,000 | 7,213,000 | 10,017,000 |
| Provision for loan losses | 56,000 | 91,000 | 201,000 | 383,000 |
| Pretax income | 629,000 | 1,166,000 | 1,810,000 | 1,892,000 |
| Income tax | 189,000 | 339,000 | 522,000 | 1,226,000 |
| Net income | 440,000 | 827,000 | 1,288,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,050,000 | 36,440,000 | 36,903,000 | 36,457,000 |
| Total capital | 39,297,000 | 39,742,000 | 40,319,000 | 40,061,000 |
| Risk-weighted assets | 276,832,000 | 283,677,000 | 288,683,000 | 299,588,000 |