Call reports 2016
VIRGINIA PARTNERS BANK — 2016
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 309,487,000 | 323,334,000 | 322,612,000 | 372,438,000 |
| Total loans | 231,664,000 | 239,743,000 | 249,725,000 | 257,118,000 |
| Allowance for loan losses | 3,120,000 | 3,134,000 | 3,125,000 | 3,188,000 |
| Securities available for sale | 35,409,000 | 47,227,000 | 53,651,000 | 89,946,000 |
| Securities held to maturity | 10,942,000 | 10,494,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,461,000 | 269,932,000 | 267,762,000 | 273,702,000 |
| Interest-bearing deposits | 230,918,000 | 238,825,000 | 236,531,000 | 236,125,000 |
| Noninterest-bearing deposits | 30,543,000 | 31,107,000 | 31,231,000 | 37,577,000 |
| Equity capital | 26,817,000 | 27,232,000 | 27,833,000 | 34,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 6,056,000 | 9,288,000 | 12,617,000 |
| Interest expense | 634,000 | 1,253,000 | 1,881,000 | 2,536,000 |
| Net interest income | 2,337,000 | 4,803,000 | 7,407,000 | 10,081,000 |
| Noninterest income | 128,000 | 311,000 | 394,000 | 537,000 |
| Noninterest expense | 2,177,000 | 4,342,000 | 6,515,000 | 8,808,000 |
| Provision for loan losses | 37,000 | 47,000 | 47,000 | 162,000 |
| Pretax income | 251,000 | 730,000 | 1,281,000 | 1,724,000 |
| Income tax | 95,000 | 255,000 | 371,000 | 502,000 |
| Net income | 156,000 | 475,000 | 910,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,681,000 | 27,007,000 | 27,446,000 | 35,608,000 |
| Total capital | 29,560,000 | 30,066,000 | 30,571,000 | 38,796,000 |
| Risk-weighted assets | 230,118,000 | 244,640,000 | 258,919,000 | 273,756,000 |