Call reports 2015
VIRGINIA PARTNERS BANK — 2015
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,718,000 | 283,008,000 | 291,531,000 | 308,553,000 |
| Total loans | 214,981,000 | 230,738,000 | 229,548,000 | 228,527,000 |
| Allowance for loan losses | 3,268,000 | 3,267,000 | 3,073,000 | 3,079,000 |
| Securities available for sale | 23,001,000 | 22,006,000 | 16,885,000 | 28,017,000 |
| Securities held to maturity | 11,334,000 | 10,752,000 | 10,239,000 | 10,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,817,000 | 236,144,000 | 244,055,000 | 260,926,000 |
| Interest-bearing deposits | 208,923,000 | 214,260,000 | 219,130,000 | 233,547,000 |
| Noninterest-bearing deposits | 20,894,000 | 21,884,000 | 24,925,000 | 27,379,000 |
| Equity capital | 25,812,000 | 25,915,000 | 26,414,000 | 26,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,714,000 | 5,589,000 | 8,566,000 | 11,620,000 |
| Interest expense | 559,000 | 1,163,000 | 1,812,000 | 2,471,000 |
| Net interest income | 2,155,000 | 4,426,000 | 6,754,000 | 9,149,000 |
| Noninterest income | 55,000 | 144,000 | 238,000 | 309,000 |
| Noninterest expense | 1,796,000 | 3,752,000 | 5,768,000 | 7,963,000 |
| Provision for loan losses | 155,000 | 241,000 | 41,000 | 42,000 |
| Pretax income | 259,000 | 577,000 | 1,241,000 | 1,511,000 |
| Income tax | 98,000 | 220,000 | 459,000 | 548,000 |
| Net income | 161,000 | 357,000 | 782,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,643,000 | 25,862,000 | 26,310,000 | 26,515,000 |
| Total capital | 28,257,000 | 28,645,000 | 29,095,000 | 29,350,000 |
| Risk-weighted assets | 208,444,000 | 222,181,000 | 222,505,000 | 226,568,000 |